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Understanding the Terms of Use

By accessing or using our website, products, or services, you agree to be bound by these Terms of Use. Please read them carefully before using our website, products, or services.

Welcome to Easiesttriballoanstoget, a website that connects you with lenders and other financial service providers who may offer you the products and services you need. By accessing or using our website, you agree to be bound by these Terms of Use. Please read them carefully before using our website.

These Terms of Use constitute a legally binding agreement between you and Easiesttriballoanstoget, LLC, a Delaware limited liability company ("Easiesttriballoanstoget", "we", "us", or "our"). We may change these Terms of Use at any time and without prior notice. Any changes will be effective immediately upon posting on our website. Your continued use of our website after any changes constitutes your acceptance of the modified Terms of Use.

Eligibility

To be eligible to use our website, you must:

  • Be at least 18 years old and have:

  • A valid email address

  • A valid phone number

  • A valid bank account

  • Reside in the United States or its territories

  • Agree to provide true, accurate, current, and complete information about yourself and your financial situation when you use our website

  • Agree to comply with all applicable laws and regulations when you use our website

You also agree that you will not use our website for any fraudulent, illegal, or unauthorized purpose, or in any manner that could harm or interfere with our website, our network, our service providers, our lenders, or any other users.

Service

Easiesttriballoanstoget is not a lender, a broker, an agent, or a financial advisor. We do not make any credit decisions, endorse any products or services, or provide any financial advice or counseling. We are not a party to any agreement that you may enter into with any lender or other financial service provider that you may find through our website.

Our website is a platform that allows you to submit a request for a loan or other financial service, such as personal loans, payday loans, auto loans, debt consolidation, credit repair, or credit monitoring. When you submit a request, you authorize us to share your information with our network of lenders and other financial service providers who may offer you the products and services you need. You also authorize us and our partners to verify your information, obtain your credit report and score, and contact you by phone, email, text, or mail.

We do not guarantee that you will be matched with any lender or other financial service provider, or that you will receive any offer or approval for any product or service. We do not control and are not responsible for the terms, conditions, rates, fees, or any other aspect of any product or service offered by any lender or other financial service provider. You are solely responsible for reviewing and understanding any offer or agreement that you may receive from any lender or other financial service provider, and for deciding whether to accept or decline it. If you have any questions or concerns about any product or service, you should contact the lender or other financial service provider directly.

You understand and agree that by submitting a request, you are providing your express consent to receive marketing communications from us and our partners, including emails, texts, calls, and push notifications. You understand that these communications may be sent using an automatic dialing system, a prerecorded message, an artificial voice, or SMS messages. You understand that you are not required to provide this consent as a condition of using our website or receiving any product or service. You can opt out of receiving these communications at any time by following the instructions in the communication or contacting us.

Privacy and Security

We respect your privacy and security and are committed to protecting your personal and financial information. We use encryption technology and other security measures to safeguard your information when you use our website. We do not sell, rent, or share your information with third parties without your consent, except as necessary to provide you with our service, comply with the law, or protect our rights and interests. We only use your information for the purposes described in our Privacy Policy, which is incorporated by reference into these Terms of Use. You can read our full Privacy Policy here.

Intellectual Property

All content, design, graphics, logos, icons, images, audio, video, software, and other material on our website are the property of Easiesttriballoanstoget or its licensors and are protected by U.S. and international intellectual property laws. You may not copy, reproduce, distribute, modify, create derivative works of, or otherwise use any of these materials without our prior written permission. You may not use any of these materials for any commercial or unlawful purpose, or in any manner that could harm or interfere with our website, our network, our service providers, our lenders, or any other users.

You may not use any of our trademarks, trade names, service marks, or logos without our prior written permission. You may not use any of these marks in connection with any product or service that is not ours, or in any manner that could cause confusion or deception among consumers, or that could disparage or discredit us or our partners.

Disclaimer of Warranties

OUR WEBSITE AND SERVICE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, OR ACCURACY. WE DO NOT WARRANT THAT OUR WEBSITE OR SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THAT ANY INFORMATION, ADVICE, OR CONTENT ON OUR WEBSITE OR SERVICE IS ACCURATE, COMPLETE, RELIABLE, OR CURRENT. WE DO NOT WARRANT THAT ANY PRODUCT OR SERVICE OFFERED BY ANY LENDER OR OTHER FINANCIAL SERVICE PROVIDER THROUGH OUR WEBSITE OR SERVICE WILL MEET YOUR EXPECTATIONS, REQUIREMENTS, OR NEEDS. WE DO NOT ENDORSE OR RECOMMEND ANY LENDER OR OTHER FINANCIAL SERVICE PROVIDER, OR ANY PRODUCT OR SERVICE OFFERED BY THEM. YOUR USE OF OUR WEBSITE AND SERVICE IS AT YOUR OWN RISK AND DISCRETION.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUE, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE OUR WEBSITE OR SERVICE, OR ANY PRODUCT OR SERVICE OFFERED BY ANY LENDER OR OTHER FINANCIAL SERVICE PROVIDER THROUGH OUR WEBSITE OR SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE OUR WEBSITE OR SERVICE, OR ANY PRODUCT OR SERVICE OFFERED BY ANY LENDER OR OTHER FINANCIAL SERVICE PROVIDER THROUGH OUR WEBSITE OR SERVICE, EXCEED THE AMOUNT PAID BY YOU, IF ANY, TO US FOR USING OUR WEBSITE OR SERVICE DURING THE TWELVE (12) MONTHS PRECEDING THE DATE OF YOUR CLAIM. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OR ALL OF THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU.

Indemnification

You agree to indemnify, defend, and hold harmless us and our affiliates, officers, directors, employees, agents, partners, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees, including reasonable attorneys' fees, arising out of or relating to your use of or inability to use our website or service, or any product or service offered by any lender or other financial service provider through our website or service, or your violation of these Terms of Use, our Privacy Policy, or any applicable laws or regulations.

Governing Law and Dispute Resolution

These Terms of Use and your use of our website and service are governed by the laws of the State of Delaware, without regard to its conflict of laws principles. Any dispute or claim arising out of or relating to these Terms of Use or your use of our website or service will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply to these Terms of Use.

The arbitration will be conducted by the American Arbitration Association (AAA) under its rules, including the AAA's Consumer Arbitration Rules. The AAA's rules are available at www.adr.org or by calling 1-800-778-7879. Payment of all filing, administration and arbitrator fees will be governed by the AAA's rules. You and we agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration, you and we each waive any right to a jury trial. You and we also agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.

Miscellaneous

These Terms of Use, together with our Privacy Policy and any other agreements or policies referenced herein, constitute the entire agreement between you and us regarding your use of our website and service, and supersede any prior or contemporaneous agreements, communications, or understandings, whether written or oral, relating to the same subject matter. If any provision of these Terms of Use is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect.

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